By: Jeffrey Lapin Michael Collier, a disabled Army veteran, and his wife, Kim, recently sued Gurstel Chargo, P.A., a Minnesota-based law firm and debt collector, in Arizona for violations of the Fair Debt Collections Practices Act (FDCPA) as well as for other claims based on the law firm’s attempt to collect a debt. The Colliers
By: Jeffrey B. Lapin The Consumer Financial Protection Bureau (CFPB), has now been in existence for fourteen (14) months. It was created as part of the 2010 Dodd–Frank Wall Street Reform and Consumer Protection Act. So far, the CFPB has been praised by consumer advocates and criticized by businesses.
By: Jeffrey Lapin Lapin Law Offices has updated its website (lapinlawoffices.com) to include definitions of some commonly used consumer protection and other financial words and phrases. It includes words and phrases involving the Fair Debt Collections Practices Act (FDCPA), the Telephone Consumer Protection Act (TCPA) and the Fair Credit Reporting Act (FCRA).
By: Jeffrey Lapin Lapin Law Offices urges consumers to protect themselves against phantom debt collectors. A phantom debt collector is a “debt collector” who attempts to collect on a debt that never existed or that you do not legally owe. They may also be known as “fake debt collectors” or “false debt collectors.. As we
Representative Barney Frank (D-Mass.) recently introduced H.R. 4101 (112th Congress, Second Session) entitled the “Fair Debt Collection Practices Clarification Act of 2012”, to the House Committee on Financial Services. The proposed Act would alter the Fair Debt Collection Practices Act (FDCPA) and permit debt collectors to leave voicemails and messages on answering machines, which is
By: Jeffrey Lapin On February 16, 2012, the Consumer Financial Protection Bureau (CFPB) announced a proposed rule to identify the debt collectors and consumer reporting agencies will fall within its nonbank supervision program. Before it can began to monitor these entitieis, it has to define who is a “larger participant” within these areas. Currently, debt
By: Jeffrey Lapin At a meeting of debt collectors last week in Atlantic City, it was noted that the current state of the economy has created even more business for debt collectors. In a article published today in the Lincoln Journal Star (Debt collectors: Business great but hard as ever) debt collectors at the meeting state that aggressive tactics,
By: Jeffrey Lapin Lapin Law Offices newest television advertisement is now available on our website, Facebook and YouTube. The advertisement is for our newest areas of practice: claims against abusive debt collectors (FDCPA) and telephone/ fax abuses (TCPA). ABOUT LAPIN LAW OFFICES Lapin Law Offices represents clients that have been abused, harassed, threatened, and lied
By: Jeffrey Lapin Lapin Law Offices has expanded its practice areas to include representing clients whose rights have been violated under the Fair Debt Collection Practices Act (FDCPA), the Telephone Consumer Protection Act (TCPA) and the Fair Credit Reporting Act (FCRA) as well any applicable Nebraska state law. These cases are a natural extension of