Debt Collection

Social Media and Debt Collection: The United States

By |December 14th, 2011|

By: Jeffrey Lapin

Parts 1 and 2 of this Social Media and Debt Collection Series discussed Facebook and Twitter and the recent United Kingdom’s ban against debt collectors using social networking sites. This final Part will discuss the current state of United States’ law, its applicability to social networks and offer some recommendations as to what can be done to protect debtors and still permit debt collectors to collect legitimate debts in a lawful manner. […]

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Social Media and Debt Collection: Limited in the United Kingdom

By |December 12th, 2011|

By: Jeffrey Lapin

This is Part 2 in a 3-Part Series regarding the use of social networking sites by debt collectors. Part 1 of this Series discussed Facebook and Twitter, two of the most popular social networking sites and services. This Part will discuss the United Kingdom’s Office of Fair Trading recent prohibition against debt collectors using social media sites and services in a way that would or could harass a debtor. […]

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Social Media and Debt Collection: Facebook and Twitter

By |December 8th, 2011|

By: Jeffrey Lapin

This is Part 1 of a 3 Part Series about the use of social media, sites and services, and debt collection. This Part will discuss Facebook and Twitter, which are two of the most popular social media sites and services. Both provide limited protection to a debtor-user against a debt collector-user by, through their terms and conditions, prohibit harassment or threats. Part 2 will discuss a fairly recent change in the United Kingdom preventing debt collectors from posting debt information or contacting a debtor through a social networking site. Part 3 will discuss current U.S. law. […]

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An Update on H.R. 3035 (The Mobile Informational Call Act of 2011) and a Call to Action

By |November 18th, 2011|

H.R. 3035 – The Mobile Informational Call Act of 2011
In a previous post, Proposed Act Would Permit Debt Collectors to Use Auto-Dialers to Call Cellular Telephones, H.R. 3035, the Mobile Informational Call Act of 2011, was discussed and how, if passed, would likely harm consumers. The Act, among other things, would amend the Telephone Consumer Protection Act (TCPA) by changing the definition of “prior express consent” and permit debt collectors to use automatic telephone dialing systems (auto-dialers or robo-dialers) to contact a person on their cellular telephone. The Act was introduced by Representatives Lee Terry (R-NE) and Edolphus Towns (D-NY). It also had nine co-sponsors. […]

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Proposed Act Would Permit Debt Collectors to Use Auto-Dialers to Call Cellular Telephones

By |October 12th, 2011|

Representatives Lee Terry (R-NE) and Edolphus Towns (D-NY), recently introduced the Mobile Informational Call Act of 2011 (H.R. 3035, 112nd Cong., 1st Sess. (2011)), in the House of Representatives that contains sweeping changes to the Telephone Consumer Protection Act (TCPA), the most significant of which would permit debt collectors to use automatic telephone dialing systems (auto-dialers) to call a person’s cellular telephone. This proposed Act, which would amend certain provisions of the TCPA, can be viewed on the U.S. Government Printing Office’s website (Mobile Informational Call Act of 2011). […]

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The Economy is Causing Big Business for Debt Collectors

By |September 26th, 2011|

By: Jeffrey Lapin

At a meeting of debt collectors last week in Atlantic City, it was noted that the current state of the economy has created even more business for debt collectors. In a article published today in the Lincoln Journal Star (Debt collectors: Business great but hard as ever) debt collectors at the meeting state that aggressive tactics, such as threats and repeated calls “just don’t work.” In addition, they allege that unpaid debt is never truly written off; it just gets passed on to new customers. […]

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Lapin Law Offices Newest Television Advertisement: Abusive Debt Collectors

By |August 26th, 2011|

By: Jeffrey Lapin

Lapin Law Offices newest television advertisement is now available on our website, Facebook and YouTube. The advertisement is for our newest areas of practice: claims against abusive debt collectors (FDCPA) and telephone/ fax abuses (TCPA).
ABOUT LAPIN LAW OFFICES
Lapin Law Offices represents clients that have been abused, harassed, threatened, and lied to by debt […]

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