Unfair Debt Collection

An Update on H.R. 3035 (The Mobile Informational Call Act of 2011) and a Call to Action

By |November 18th, 2011|

H.R. 3035 – The Mobile Informational Call Act of 2011
In a previous post, Proposed Act Would Permit Debt Collectors to Use Auto-Dialers to Call Cellular Telephones, H.R. 3035, the Mobile Informational Call Act of 2011, was discussed and how, if passed, would likely harm consumers. The Act, among other things, would amend the Telephone Consumer Protection Act (TCPA) by changing the definition of “prior express consent” and permit debt collectors to use automatic telephone dialing systems (auto-dialers or robo-dialers) to contact a person on their cellular telephone. The Act was introduced by Representatives Lee Terry (R-NE) and Edolphus Towns (D-NY). It also had nine co-sponsors. […]

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The Consumer Financial Protection Bureau (CFPB) – Will It Be Better for Consumers or Debt Collectors?

By |October 26th, 2011|

Consumers will hopefully receive more protection from the new Consumer Financial Protection Bureau (CFPB), which was created as a part of the Dodd–Frank Wall Street Reform and Consumer Protection Act (http://www.govtrack.us/congress/bill.xpd?bill=h111-4173) has recently opened its doors. The new Consumer Financial Protection Bureau (CFPB) is assuming responsibility for rules and regulating the business of debt collection that the Federal Trade Commission (FTC) had been primarily handling. […]

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Proposed Act Would Permit Debt Collectors to Use Auto-Dialers to Call Cellular Telephones

By |October 12th, 2011|

Representatives Lee Terry (R-NE) and Edolphus Towns (D-NY), recently introduced the Mobile Informational Call Act of 2011 (H.R. 3035, 112nd Cong., 1st Sess. (2011)), in the House of Representatives that contains sweeping changes to the Telephone Consumer Protection Act (TCPA), the most significant of which would permit debt collectors to use automatic telephone dialing systems (auto-dialers) to call a person’s cellular telephone. This proposed Act, which would amend certain provisions of the TCPA, can be viewed on the U.S. Government Printing Office’s website (Mobile Informational Call Act of 2011). […]

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The Economy is Causing Big Business for Debt Collectors

By |September 26th, 2011|

By: Jeffrey Lapin

At a meeting of debt collectors last week in Atlantic City, it was noted that the current state of the economy has created even more business for debt collectors. In a article published today in the Lincoln Journal Star (Debt collectors: Business great but hard as ever) debt collectors at the meeting state that aggressive tactics, such as threats and repeated calls “just don’t work.” In addition, they allege that unpaid debt is never truly written off; it just gets passed on to new customers. […]

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Lapin Law Offices Newest Television Advertisement: Abusive Debt Collectors

By |August 26th, 2011|

By: Jeffrey Lapin

Lapin Law Offices newest television advertisement is now available on our website, Facebook and YouTube. The advertisement is for our newest areas of practice: claims against abusive debt collectors (FDCPA) and telephone/ fax abuses (TCPA).
ABOUT LAPIN LAW OFFICES
Lapin Law Offices represents clients that have been abused, harassed, threatened, and lied to by debt […]

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More About Lapin Law Offices’ New Areas of Practice

By |August 24th, 2011|

By: Jeffrey Lapin

Lapin Law Offices has expanded its practice areas to include representing clients whose rights have been violated under the Fair Debt Collection Practices Act (FDCPA), the Telephone Consumer Protection Act (TCPA) and the Fair Credit Reporting Act (FCRA) as well any applicable Nebraska state law. These cases are a natural extension of what we already do: represent injured people. Injuries do not necessarily have to be physical; people can suffer financial, emotional or psychological injuries or damages. […]

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