Drivers need to be extra cautious when driving in certain areas as the majority of collisions between motor vehicles and deer occur in October and November especially in Nebraska. There are a few reasons for this. First, these are the months that prime harvesting months and crop and cover patters change quickly. In addition, there
By: Jeffrey Lapin Many people are confused about their credit scores. In a previous post, Credit Scores: How Are They Calculated and Why Are They So Important, the basics of the importance of credit scores how they were calculated was discussed. The following are some of the most common misperceptions about credit scores:
By: Jeffrey Lapin Anyone who has borrowed money, obtained a credit card or incurred any type of debt from a commercial or financial entity has a credit score. Credit scores, which are calculated from information on your credit report, are simply numbers used to gauge the risk a person poses if they are lent money
According to a October article published in the American Journal of Public Health, Vulnerability of Female Drivers Involved in Motor Vehicle Crashes: An Analysis of US Population at Risk, even when both use seat-belts, women are much more likely to sustain a severe injury in vehicles crashes than men. The study reviewed “national crash data
Consumers will hopefully receive more protection from the new Consumer Financial Protection Bureau (CFPB), which was created as a part of the Dodd–Frank Wall Street Reform and Consumer Protection Act (http://www.govtrack.us/congress/bill.xpd?bill=h111-4173) has recently opened its doors. The new Consumer Financial Protection Bureau (CFPB) is assuming responsibility for rules and regulating the business of debt collection
Representatives Lee Terry (R-NE) and Edolphus Towns (D-NY), recently introduced the Mobile Informational Call Act of 2011 (H.R. 3035, 112nd Cong., 1st Sess. (2011)), in the House of Representatives that contains sweeping changes to the Telephone Consumer Protection Act (TCPA), the most significant of which would permit debt collectors to use automatic telephone dialing systems
By: Jeffrey Lapin Nebraska drivers are not immune from the distractions posed by the desire to “communicate” while driving. Nebraska enacted additional laws in 2010 to try and minimize distractions caused by these devices. However, Nebraska law currently only focuses on those items a driver brings into the vehicle. As noted in another article regarding
By: Jeffrey Lapin An article within Consumer Reports’ October 2011 issue (Connected cars: A new risk) discusses the risks, by diverting the driver’s attention to something other than driving, posed by new technology, such as the ability to text, tweet, access the internet, in many new cars and trucks. The article discusses the types of
By: Jeffrey Lapin The Texas Transportation Institute’s recent study, An Investigation Of The Effects Of Reading And Writing Text-Based Messages While Driving, found, among other things, that a driver’s reaction time is doubled when driving and sending or receiving a text message. The findings were worse than what most experts expected.
By: Jeffrey Lapin The AAA Foundation recently released its Fourth Annual Traffic Safety Culture Index, which found that despite a driver’s knowledge and beliefs about the risks of involved with driving and texting, emailing and talking on a cell phone while driving, many drivers perform these activities anyway. Some of the findings include: