Articles and Information
The Consumer Financial Protection Bureau (CFPB) – Will It Be Better for Consumers or Debt Collectors?
Consumers will hopefully receive more protection from the new Consumer Financial Protection Bureau (CFPB), which was created as a part of the Dodd–Frank Wall Street Reform and Consumer Protection Act (http://www.govtrack.us/congress/bill.xpd?bill=h111-4173) has recently opened its doors. The new Consumer Financial Protection Bureau (CFPB) is assuming responsibility for rules and regulating the business of debt collection that the Federal Trade Commission (FTC) had been primarily handling. […]
Distracted Driving, Communication Devices and Nebraska: A Summary of the Law
By: Jeffrey Lapin
Nebraska drivers are not immune from the distractions posed by the desire to “communicate” while driving. Nebraska enacted additional laws in 2010 to try and minimize distractions caused by these devices. However, Nebraska law currently only focuses on those items a driver brings into the vehicle. As noted in another article regarding new technology in motor vehicles, the law is still behind the technology. […]
Distracted Driving: Risks Inside Your New Car or Truck
By: Jeffrey Lapin
An article within Consumer Reports’ October 2011 issue (Connected cars: A new risk) discusses the risks, by diverting the driver’s attention to something other than driving, posed by new technology, such as the ability to text, tweet, access the internet, in many new cars and trucks. The article discusses the types of equipment available now or in the very near future that can cause driver distraction, which, increases the risks of a collision. These features include the ability to send text or email messages or listen to text messages, emails, Twitter and Facebook postings. Essentially, vehicles are becoming more “connected.” […]
Texting Doubles a Driver’s Reaction Time According To New Study
By: Jeffrey Lapin
The Texas Transportation Institute’s recent study, An Investigation Of The Effects Of Reading And Writing Text-Based Messages While Driving, found, among other things, that a driver’s reaction time is doubled when driving and sending or receiving a text message. The findings were worse than what most experts expected. […]
Drivers Understand But Often Ignore Risks of Texting or Talking on Cell Phone
By: Jeffrey Lapin
The AAA Foundation recently released its Fourth Annual Traffic Safety Culture Index, which found that despite a driver’s knowledge and beliefs about the risks of involved with driving and texting, emailing and talking on a cell phone while driving, many drivers perform these activities anyway. Some of the findings include: […]
“Heads Up Driving Week”: October 2-8, 2011
The AAA Foundation and AAA have designated October 2 to 8, 2011, as “Heads Up Driving Week” to get drivers to remove distractions and focus only on the road. These organizations are asking drivers to Take The Pledge:
I pledge to drive distraction-free, with the goal to permanently reduce my distracted driving habits. I will spread the […]
Alarming Statistics Regarding Distracted Driving
By: Jeffrey Lapin
The statistics are alarming for accidents caused by driver distraction. “Distracted driving” is usually defined as “any cognitive, manual and/or visual non-driving activity that diverts a driver’s attention away from driving.”
Below is the accident statistical data for 2009, the last year in which completed reports have been published: […]
The Economy is Causing Big Business for Debt Collectors
By: Jeffrey Lapin
At a meeting of debt collectors last week in Atlantic City, it was noted that the current state of the economy has created even more business for debt collectors. In a article published today in the Lincoln Journal Star (Debt collectors: Business great but hard as ever) debt collectors at the meeting state that aggressive tactics, such as threats and repeated calls “just don’t work.” In addition, they allege that unpaid debt is never truly written off; it just gets passed on to new customers. […]
