'Articles and Information'

Consumers will hopefully receive more protection from the new Consumer Financial Protection Bureau (CFPB), which was created as a part of the Dodd–Frank Wall Street Reform and Consumer Protection Act (http://www.govtrack.us/congress/bill.xpd?bill=h111-4173) has recently opened its doors. The new Consumer Financial Protection Bureau (CFPB) is assuming responsibility for rules and regulating the business of debt collection that the Federal Trade Commission (FTC) had been primarily handling. […]

By: Jeffrey Lapin

Nebraska drivers are not immune from the distractions posed by the desire to “communicate” while driving. Nebraska enacted additional laws in 2010 to try and minimize distractions caused by these devices. However, Nebraska law currently only focuses on those items a driver brings into the vehicle. As noted in another article regarding new technology in motor vehicles, the law is still behind the technology. […]

By: Jeffrey Lapin

An article within Consumer Reports’ October 2011 issue (Connected cars: A new risk) discusses the risks, by diverting the driver’s attention to something other than driving, posed by new technology, such as the ability to text, tweet, access the internet, in many new cars and trucks. The article discusses the types of equipment available now or in the very near future that can cause driver distraction, which, increases the risks of a collision. These features include the ability to send text or email messages or listen to text messages, emails, Twitter and Facebook postings. Essentially, vehicles are becoming more “connected.” […]

By: Jeffrey Lapin

The Texas Transportation Institute’s recent study, An Investigation Of The Effects Of Reading And Writing Text-Based Messages While Drivingfound, among other things, that a driver’s reaction time is doubled when driving and sending or receiving a text message. The findings were worse than what most experts expected. […]

By: Jeffrey Lapin

The AAA Foundation recently released its Fourth Annual Traffic Safety Culture Index, which found that despite a driver’s knowledge and beliefs about the risks of involved with driving and texting, emailing and talking on a cell phone while driving, many drivers perform these activities anyway. Some of the findings include: […]

The AAA Foundation and AAA have designated October 2 to 8, 2011, as “Heads Up Driving Week” to get drivers to remove distractions and focus only on the road. These organizations are asking drivers to Take The Pledge:

I pledge to drive distraction-free, with the goal to permanently reduce my distracted driving habits. I will spread the word about driving distraction-free among my family and friends encouraging them to resist distracting behaviors while driving.

You can take find the Pledge here. Additional information about this Week and distracted driving can be found on AAA Foundation for Traffic Safety’s website.

At Lapin Law Offices we encourage everyone take this Pledge. We did.

For more information regarding the risks of distracted driving, read Lapin Law Offices’ post about statistics for distracted driving accidents, injuries and deaths: Alarming Statistics Regarding Distracted Driving.


By: Jeffrey Lapin

The statistics are alarming for accidents caused by driver distraction. “Distracted driving” is usually defined as “any cognitive, manual and/or visual non-driving activity that diverts a driver’s attention away from driving.”

Below is the accident statistical data for 2009, the last year in which completed reports have been published: […]

By: Jeffrey Lapin

At a meeting of debt collectors last week in Atlantic City, it was noted that the current state of the economy has created even more business for debt collectors. In a article published today in the Lincoln Journal Star (Debt collectors: Business great but hard as ever) debt collectors at the meeting state that aggressive tactics, such as threats and repeated calls “just don’t work.” In addition, they allege that unpaid debt is never truly written off; it just gets passed on to new customers. […]