Owing a debt does not entitle debt collectors to treat you poorly. Debt collection companies believe if that they badger you enough you will somehow find the money to pay, even on debts they cannot legally collect.
Fortunately, there are a number of federal and state laws that regulate debt collection. Despite these laws, collection agencies violate the law knowing that most people are not aware of their rights. Under the Fair Debt Collection Practices Act (FDCPA) you are entitled to statutory damages, any actual damages as well as having your attorney fees and costs paid.
We know that if you were able to pay your debt, you would. Having debt does not make you less of a person and you should not have to endure abuse or harassment from a debt collector. Lapin Law Offices will sue any debt collector that violates your rights.
For more information regarding debt collection and other legal services we offer check out our other website: www.stopbadcollectors.com
Lapin Law Offices does not offer the following services regarding debt: financial planning; money management; debt consolidation; credit counseling; or bankruptcy representation.