Practice Areas

Drivers: Beware of Deer

By |November 11th, 2011|

Drivers need to be extra cautious when driving in certain areas as the majority of collisions between motor vehicles and deer occur in October and November especially in Nebraska. There are a few reasons for this. First, these are the months that prime harvesting months and crop and cover patters change quickly. In addition, there is less daylight as the days get shorter and it is harder to see the deer. Moreover, deer breeding typically begins in October, which can cause deer to be distracted. Deer activity increases and movement peaks each day near dawn and just after dusk. […]

Common Misperceptions About Credit Scores

By |November 4th, 2011|

By: Jeffrey Lapin

Many people are confused about their credit scores. In a previous post, Credit Scores: How Are They Calculated and Why Are They So Important, the basics of the importance of credit scores how they were calculated was discussed. The following are some of the most common misperceptions about credit scores: […]

Credit Scores: Why Are They So Important and How Are They Calculated

By |November 2nd, 2011|

By: Jeffrey Lapin

Anyone who has borrowed money, obtained a credit card or incurred any type of debt from a commercial or financial entity has a credit score. Credit scores, which are calculated from information on your credit report, are simply numbers used to gauge the risk a person poses if they are lent money or issued credit. These numbers play a very important role in almost everyone’s life. […]

Study: Women More Likely To Be Severely Injured In Vehicle Crashes

By |November 1st, 2011|

According to a October article published in the American Journal of Public Health, Vulnerability of Female Drivers Involved in Motor Vehicle Crashes: An Analysis of US Population at Risk, even when both use seat-belts, women are much more likely to sustain a severe injury in vehicles crashes than men. The study reviewed “national crash data […]

The Consumer Financial Protection Bureau (CFPB) – Will It Be Better for Consumers or Debt Collectors?

By |October 26th, 2011|

Consumers will hopefully receive more protection from the new Consumer Financial Protection Bureau (CFPB), which was created as a part of the Dodd–Frank Wall Street Reform and Consumer Protection Act (http://www.govtrack.us/congress/bill.xpd?bill=h111-4173) has recently opened its doors. The new Consumer Financial Protection Bureau (CFPB) is assuming responsibility for rules and regulating the business of debt collection that the Federal Trade Commission (FTC) had been primarily handling. […]

Proposed Act Would Permit Debt Collectors to Use Auto-Dialers to Call Cellular Telephones

By |October 12th, 2011|

Representatives Lee Terry (R-NE) and Edolphus Towns (D-NY), recently introduced the Mobile Informational Call Act of 2011 (H.R. 3035, 112nd Cong., 1st Sess. (2011)), in the House of Representatives that contains sweeping changes to the Telephone Consumer Protection Act (TCPA), the most significant of which would permit debt collectors to use automatic telephone dialing systems (auto-dialers) to call a person’s cellular telephone. This proposed Act, which would amend certain provisions of the TCPA, can be viewed on the U.S. Government Printing Office’s website (Mobile Informational Call Act of 2011). […]

Distracted Driving, Communication Devices and Nebraska: A Summary of the Law

By |October 11th, 2011|

By: Jeffrey Lapin

Nebraska drivers are not immune from the distractions posed by the desire to “communicate” while driving. Nebraska enacted additional laws in 2010 to try and minimize distractions caused by these devices. However, Nebraska law currently only focuses on those items a driver brings into the vehicle. As noted in another article regarding new technology in motor vehicles, the law is still behind the technology. […]

Distracted Driving: Risks Inside Your New Car or Truck

By |October 7th, 2011|

By: Jeffrey Lapin

An article within Consumer Reports’ October 2011 issue (Connected cars: A new risk) discusses the risks, by diverting the driver’s attention to something other than driving, posed by new technology, such as the ability to text, tweet, access the internet, in many new cars and trucks. The article discusses the types of equipment available now or in the very near future that can cause driver distraction, which, increases the risks of a collision. These features include the ability to send text or email messages or listen to text messages, emails, Twitter and Facebook postings. Essentially, vehicles are becoming more “connected.” […]

Texting Doubles a Driver’s Reaction Time According To New Study

By |October 6th, 2011|

By: Jeffrey Lapin

The Texas Transportation Institute’s recent study, An Investigation Of The Effects Of Reading And Writing Text-Based Messages While Driving, found, among other things, that a driver’s reaction time is doubled when driving and sending or receiving a text message. The findings were worse than what most experts expected. […]

Drivers Understand But Often Ignore Risks of Texting or Talking on Cell Phone

By |October 5th, 2011|

By: Jeffrey Lapin

The AAA Foundation recently released its Fourth Annual Traffic Safety Culture Index, which found that despite a driver’s knowledge and beliefs about the risks of involved with driving and texting, emailing and talking on a cell phone while driving, many drivers perform these activities anyway. Some of the findings include: […]

Online Contact Form

NOTE: An asterisk (*) indicates REQUIRED information.

DISCLAIMER: The use of this form or the Internet for communication with Lapin Law Offices or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form. Please do not send any confidential information until such time as an attorney-client relationship has been established. Your personal information is necessary in order for Lapin Law Offices to do a conflict of interest check prior to responding.


Lapin Law Offices does not offer the following services regarding debt: financial planning; money management; debt consolidation; debt negotiation; credit counseling; or bankruptcy representation.