Unfair Credit Actions

The CFPB: November 2012

By |December 7th, 2012|

By: Jeffrey Lapin

The Consumer Financial Protection Bureau (CFPB) regulates consumer financial products and services, such as mortgages and credit cards. Here are some of the more noteworthy actions and announcements by the CFPB from November 2012: […]

American Express to Pay Millions in Refunds and Fines

By |October 2nd, 2012|

By: Jeffey B. Lapin

The Consumer Financial Protection Bureau (CFPB) along with other federal agencies announced on October 1, 2012, that American Express Co. (AMEX) will pay $112.5 million in refunds and fines. These agencies alleged that three AMEX subsidiaries violated a number of federal laws with regard to credit cards, credit reporting and debt collection. Nearly $85 million of this money will go to approximately 250,000 customers eligible consumers. […]

Website Update: Consumer Financial Definitions Added

By |July 19th, 2012|

By: Jeffrey Lapin

Lapin Law Offices has updated its website (lapinlawoffices.com) to include definitions of some commonly used consumer protection and other financial words and phrases. It includes words and phrases involving the Fair Debt Collections Practices Act (FDCPA), the Telephone Consumer Protection Act (TCPA) and the Fair Credit Reporting Act (FCRA). […]

Common Misperceptions About Credit Scores

By |November 4th, 2011|

By: Jeffrey Lapin

Many people are confused about their credit scores. In a previous post, Credit Scores: How Are They Calculated and Why Are They So Important, the basics of the importance of credit scores how they were calculated was discussed. The following are some of the most common misperceptions about credit scores: […]

Credit Scores: Why Are They So Important and How Are They Calculated

By |November 2nd, 2011|

By: Jeffrey Lapin

Anyone who has borrowed money, obtained a credit card or incurred any type of debt from a commercial or financial entity has a credit score. Credit scores, which are calculated from information on your credit report, are simply numbers used to gauge the risk a person poses if they are lent money or issued credit. These numbers play a very important role in almost everyone’s life. […]

The Consumer Financial Protection Bureau (CFPB) – Will It Be Better for Consumers or Debt Collectors?

By |October 26th, 2011|

Consumers will hopefully receive more protection from the new Consumer Financial Protection Bureau (CFPB), which was created as a part of the Dodd–Frank Wall Street Reform and Consumer Protection Act (http://www.govtrack.us/congress/bill.xpd?bill=h111-4173) has recently opened its doors. The new Consumer Financial Protection Bureau (CFPB) is assuming responsibility for rules and regulating the business of debt collection that the Federal Trade Commission (FTC) had been primarily handling. […]

Lapin Law Offices Newest Television Advertisement: Abusive Debt Collectors

By |August 26th, 2011|

By: Jeffrey Lapin

Lapin Law Offices newest television advertisement is now available on our website, Facebook and YouTube. The advertisement is for our newest areas of practice: claims against abusive debt collectors (FDCPA) and telephone/ fax abuses (TCPA).
ABOUT LAPIN LAW OFFICES
Lapin Law Offices represents clients that have been abused, harassed, threatened, and lied to by debt […]

More About Lapin Law Offices’ New Areas of Practice

By |August 24th, 2011|

By: Jeffrey Lapin

Lapin Law Offices has expanded its practice areas to include representing clients whose rights have been violated under the Fair Debt Collection Practices Act (FDCPA), the Telephone Consumer Protection Act (TCPA) and the Fair Credit Reporting Act (FCRA) as well any applicable Nebraska state law. These cases are a natural extension of what we already do: represent injured people. Injuries do not necessarily have to be physical; people can suffer financial, emotional or psychological injuries or damages. […]

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